Thank you for your interest in Real Living Wealth. (“Real Living Wealth”, “we” or “us”). By using this website or accessing any Real Living Wealth services (“Services”) available via Real Living Wealth websites and/or mobile application (“App”), you agree to all the terms and conditions (“Terms”), together with any amendments, of this Terms of Service Agreement (“Agreement”). If you are using the Service on behalf of a company or other entity (“Company”), then you are agreeing to all these Terms on behalf of that Company, and you represent and warrant that you have the authority to bind the Company to this Agreement. In that case, “you” and “your” refers to you and that Company.

In order to use this tool, you must submit contact information such as your name, company name, and email address to generate and receive your privacy policy. Our server software may also store basic technical information, such as your IP address, in memory or logs.

This data and contact information submitted by or for you to the Real Living Wealth Services, including electronic data and information submitted by or for you through your use of third-party applications, or collected and processed automatically by or for you using the Real Living Wealth Services is herein referred to as “Your Data”.

Your Data may be used to deliver, maintain and improve our services, including for troubleshooting, data analytics, testing, research, statistical and survey purposes. We may also use Your Data to contact and provide you with Services that you request, develop new Services, suggest personally relevant features, and to keep our services, business, and users safe and secure.

Where required by law, we may disclose Your Data in response to subpoenas, court orders, or other legal requirements; to exercise our legal rights or defend against legal claims; to investigate, prevent, or take action regarding illegal activities, suspected fraud or abuse, violations of our policies; or to protect our rights and property. We will carefully review all requests to ensure that they are legally valid and are limited to the data that law enforcement agencies require for their specific legal purposes.

Privyr will never sell, share, or make Your Data accessible to any third parties unless it is necessary to do so in order to provide you the Services or we are required to by law or by valid legal process.

We implement a variety of security measures to help keep Your Data secure. Your Data is fully encrypted in transit (TLS 1.2 via HTTPS) and in the database (256-bit Advanced Encryption Standard). We’re committed to using the highest grade technology to secure and protect Your Data.

The Services include features and/or functionality that interoperate with online services operated by third-parties (“Third-Party Services”), pursuant to agreements between Real Living Wealth and the operators of such Third-Party Services (such agreements, “Third-Party Agreements” and such operators, “Operators”) or through application programming interfaces or other means of interoperability made generally available by the Operators (“Third-Party APIs”) which Real Living Wealth does not control. Third-Party Agreements and Third-Party APIs (and the policies, terms and rules applicable to Third-Party APIs) may be modified, suspended or terminated at any time. Real Living Wealth shall have no liability with respect to any such modification, suspension or termination. You are responsible for ensuring that your use of the Services in connection with any Third-Party Service complies with all agreements, policies, terms and rules applicable to such Third-Party Service.

As a condition of your use of the Service, you will not use the Service for any purpose that is unlawful or prohibited by this Agreement. You may not use the Service in any manner that in our sole discretion could damage, disable, overburden, impair or interfere with any other party’s use of it. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Service. In addition, you agree not to use false or misleading information in connection with your account, and acknowledge that we reserve the right to disable any account with a profile which we believe (in our sole discretion) is false or misleading (including a profile that impersonates a third party).

Real Living Wealth reserves the right to modify, update or discontinue our Services, or any features or portions thereof, without prior notice. You agree that we can suspend or terminate your right to access our Services at any time without notice, obligation or liability to you should you be found in violation of the Terms.

You may also terminate this Agreement at any time, for any reason or for no reason, by deleting your account.

The information and content provided and/or generated by this tool does not constitute legal advice and is not intended to be a substitute for legal advice, and should not be relied upon as such. Instead, all information and content available on or generated by this tool are for general informational purposes only. Therefore, it is your sole responsibility to review and verify the compatibility of the generated documents with applicable law and to ensure that it complies with all applicable legal provisions. You should seek legal advice or other professional advice in relation to any particular matters you or your organization may have. To the fullest extent allowed by applicable law, you agree to indemnify and hold Real Living Wealth and its affiliates, employees and partners harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including attorneys’ fees) resulting from or in any way related to any third party claims relating to (a) your use or misuse of the Services (including any actions taken by a third party using your account); (b) errors in the content or interruptions in the Services; (c) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the Services; (d) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored therein. In the event of such a claim, suit, or action (“Claim”), we will attempt to provide notice of the Claim to the contact information we have for your account (provided that failure to deliver such notice shall not eliminate or reduce your indemnification obligations hereunder).

Any dispute arising out of or in connection with this agreement, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration in Singapore in accordance with the Arbitration Rules of the Singapore International Arbitration Centre (“SAIC Rules”) for the time being in force, which rules are deemed to be incorporated by reference in this clause.

The Tribunal shall consist of one arbitrator, and the language of the arbitration shall be in English.

This Agreement shall be governed by the laws of Singapore without regard to its conflict of laws provisions.

Your Data may be processed, stored, and used outside of the country in which you are located. Data privacy laws vary across jurisdictions, and different laws may be applicable to Your Data depending on where it is processed, stored, or used.

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